Although these are past examples and are similar to industry standards, your personal results may differ. Settlement offers depend on a variety of factors that include age, health, annual premiums, and policy type to name a few. Below you will see some past examples of life settlements.

68 Year Old Male
$10,000,000 UL
Premiums $341,000/annual
Cash Surrender $48,617
Settlement $653,000
A less expensive, more suitable survivorship policy, with a guaranteed death benefit was purchased with the proceeds of the life settlement.

83 Year Old Female
$2,000,000 UL
Premiums $68,000/annual
Cash Surrender $13,000
Settlement $800,000
Because of the drop in interest rates, the policy's performance would have caused a lapse had it been kept in force. The proceeds were used to purchase a lifetime income stream annuity.

78 Male/ 79 Female
$3,000,000 Joint
Premiums $25,500
Cash Surrender $15,424
Settlement $285,000
With the proceeds from her life settlement, the client was able to purchase long term care insurance AND a new condo.

76 Year Old Female
$400,000 (Conversion)
Premiums $3600/annual
Cash Surrender $0
Settlement $38,500
Policy was initially bought to cover taxes on an estate plan that had since become obsolete.